What you will find on this page
- Determine if a hearing implant is covered by private insurance plans, Medicare or Medicaid
- Get answers to your frequently asked insurance questions
- Contact our insurance experts for help navigating the process
The first step to knowing how much a hearing implant will cost is to get a hearing evaluation by a hearing health professional which specializes in hearing implant solutions. Other medical evaluations, X-rays or an MRI scan may be needed. It is important to find out if you are eligible for a hearing implant before obtaining insurance approval. After you find out you are a candidate for a hearing implant solution, you should know your health plan coverage and how to request and obtain insurance approval. You hearing health professional will help you submit the necessary paperwork. Here are some tips and tools to get you started.
Insurance coverage for hearing aids vs. hearing implants
Unlike hearing aids, hearing implants are covered by Medicare. They are also covered by most insurance plans and typically Medicaid.* Contact your insurance company or local Hearing Implant Specialist to determine coverage as well as your estimated out-of-pocket expenses. The cost of the implant will vary from person to person based on their specific health plan.
Need help determining if a hearing implant is covered by your insurance plan? Review this chart to see a breakdown of coverage by policy type.
(Nucleus® 7, Kanso®)
|Covered by most insurance plans*||Covered††||Typically covered**|
|Cochlear™ Nucleus® Hybrid Implant‡||May be covered*||May be covered†||May be covered*|
|Bone Conduction Implants (Baha® 5 Systems)||Covered by most insurance plans*||Covered††||Typically covered**|
|Hearing Aids||Typically not covered||By law are not covered||Typically covered**|
Frequently asked questions
Costs of your hearing implant and sound processor over time
No matter which Cochlear hearing solution is best for you, they are designed to allow access to technology upgrades as they become available without the need for additional surgery. The good news is that many health insurance plans will cover a portion of the cost to upgrade in additional to replaceable parts such as cables, coil, magnets and batteries.